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Verifiable
Bitcoin Accounts


Your Custody, Your Terms.

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Bitcoin for Institutions.

Curated for custodians, institutional allocators, asset managers, and more.

Verifiable Bitcoin Accounts enable institutions to hold Bitcoin with the same rigor applied to other assets. VBA provides enforceable legal frameworks, segregated custody, verifiable UTXOs and direct access to onchain lending. Built directly on Bitcoin Script, by the protocol that has operated with Bitcoin for six years, processed over $5 billion in cumulative volume, and zero recorded losses - Threshold Network.

Segregated
Custody

Written in Bitcoin Script

Real Bitcoin
Yield

Zero protocol fee on principal

Designed with Bitcoin.
Built for Institutions.

BTC remains with your existing Qualified Custodian or preferred custody solution in a segregated account. Custody does not transfer when capital is deployed. Every movement is constrained, auditable, and aligned with existing institutional compliance requirements.

Every account can be governed by two independent layers: an optional legal claim on the BTC, and spending conditions in Bitcoin Script. This dual mechanism enforces multi-party controls and onchain recovery paths, so your BTC is secure, and usable without losing control.

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Every condition governing a Verifiable Bitcoin Account can be audited by inspecting the Bitcoin Script attached to the relevant UTXOs. The monitoring logic is deterministic. The migration paths are predefined. The recovery mechanism is enforced by the Bitcoin consensus.

Yield is sourced from productive Bitcoin usage, not incentive token emissions. A structured spectrum of fixed and variable rate products from 2% to 12%, designed for institutions that require transparency at every layer of the return stack.

Competitive Bitcoin Lending and Yield Rates

10%

Bitcoin yield rates. Real BTC yield, not token-based returns.
Fixed and variable yield products from 2-12%.
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3.3%

Borrow Rate. Access to BTC-backed lending products,
with rates as low as 3.3%.
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6yrs

Battle-tested security, using Threshold Network's
robust onchain infrastructure.
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The Threshold Approach

Bitcoin-Level Integration Path

Partially Signed Bitcoin Transactions (PSBT)
With PSBT, spending conditions, recovery paths, and timelocks are written in Bitcoin Script and enforced by the same consensus mechanism that secures the Bitcoin network.
Enforceable
Custody Framework
An optional tripartite Account Control Agreement can be made between the institution, its Qualified Custodian, and the Threshold Foundation. Defining ownership on segregated Bitcoin.
Multi-party
spending controls
PSBT-based conditions govern every movement of capital. No single entity holds unilateral authority: not the custodian, not Threshold, not the depositor. Every state is verifiable onchain.
Whitelisted deployment
Once secured, capital deploys only into risk-assessed, pre-approved venues like Aave, Morpho, Curve, and Yield Basis. Every movement is auditable, and aligned with institutional compliance requirements.
Predefined Recovery
Recovery paths are predefined. If the signer network stalls, the depositor and custodian recover BTC directly. No counterparty cooperation is required. The Bitcoin UTXO is the system of record.

Learn more about Verifiable Bitcoin Accounts.

Ask our institutional coverage team about the VBA architecture,
legal structure, or integration specifics for your use case.

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